How Well Does Your State Protect You From the Aftermath of Data Breaches? (Infographic) Data breach notification laws vary across the U.S. Here's a guide to see how well your state laws protect you.

By Rose Leadem

Opinions expressed by BIZ Experiences contributors are their own.

Arkadiusz Warguła | Getty Images

There's no federal law when it comes to consumer protections regarding data breaches in the U.S. Laws vary by state. While some might be strict and others loose, it's important to know what's happening in your state and just how protected -- or unprotected -- you are.

Related: The Worst Data Breaches in the U.S., Ranked State by State

While laws might vary, they do share one thing in common -- almost all states define a data breach as the "unauthorized acquisition of covered information that compromises security, integrity and confidentiality." To break it down further, covered information usually includes first and last names along with social security numbers, driver's license numbers, email addresses and passwords, credit card numbers and medical records.

When a breach is discovered, a majority of states require immediate notification, while states such as Alabama, Ohio, Vermont, Maryland and New Mexico allow a 45-day grace period. In Tennessee, people don't have to be notified for up to 90 days. How you're notified that you've been a victim of a data breach is another item that varies by state. Many states require written notice, and others allow telephone or electronic notices.

Related: How To Protect Your Small Business Against A Data Breach

So which states are the toughest on data breaches? Alabama, California, New Jersey, Ohio, South Carolina and Utah are some of the states with the strictest legislation. Arizona, Colorado and Hawaii stand somewhere in the middle, and on the other end of the spectrum are Mississippi and Kentucky, followed by Washington D.C., Pennsylvania, Georgia and Arkansas.

To find out how well your state's protecting you the effects of a data breach, check out Digital Guardian's infographic below.

Rose Leadem is a freelance writer for BIZ Experiences.com. 

Want to be an BIZ Experiences Leadership Network contributor? Apply now to join.

Business Ideas

70 Small Business Ideas to Start in 2025

We put together a list of the best, most profitable small business ideas for BIZ Experiencess to pursue in 2025.

Science & Technology

OpenAI's Latest Move Is a Game Changer — Here's How Smart Solopreneurs Are Turning It Into Profit

OpenAI's latest AI tool acts like a full-time assistant, helping solopreneurs save time, find leads and grow their business without hiring.

Social Media

How To Start a Youtube Channel: Step-by-Step Guide

YouTube can be a valuable way to grow your audience. If you're ready to create content, read more about starting a business YouTube Channel.

Starting a Business

I Built a $20 Million Company by Age 22 While Still in College. Here's How I Did It and What I Learned Along the Way.

Wealth-building in your early twenties isn't about playing it safe; it's about exploiting the one time in life when having nothing to lose gives you everything to gain.

Money & Finance

These Are the Expected Retirement Ages By Generation, From Gen Z to Boomers — and the Average Savings Anticipated. How Do Yours Compare?

Many Americans say inflation prevents them from saving enough and fear they won't reach their financial goals.

Business Solutions

Boost Team Productivity and Security With Windows 11 Pro, Now $15 for Life

Ideal for BIZ Experiencess and small-business owners who are looking to streamline their PC setup.