5 Personal Finance Hacks to Help You Invest These tips could help you pay off student loans, pay off your mortgage and avoid bank fees.

By Phil Town

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Tim Robberts | Getty Images

In this video, BIZ Experiences Network partner Phil Town gives five hacks you can use to pay off debt, avoid fees and save for the future. His first piece of advice is to use a zero-interest credit card to pay off your debt. That way, you aren't accruing more debt over time.

Next, Town advises that you should make bi-weekly payments on your debt, rather than monthly, and that you should pay more than the minimum on your debt for at least the first few years.

Click play to learn more financial tricks from Phil Town.

Related: 5 Great Money Habits That Will Set Your Kids Up for Financial Success

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Phil Town is an Investment Advisor, Hedge Fund Manager, 2x New York Times Best-Selling Author of Rule #1 & Payback Time, and Ex-Grand Canyon River Rafting Guide. Rule #1 Investing is Warren Buffett style investing, teaching you how to buy businesses on sale, with little risk and 15 percent returns. In fact, Rule #1 investing is practically immune to the ups and downs of the stock market.

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